Ant has helped establish China as the world leader in digital transactions, given entrepreneurs and consumers far greater access to loans, and changed the way that people manage their money.
这里用given用错了吧，现在分词才对吧。
这里不是状语。三个并列的谓语动词都是现在完成时，第二个和第三个省略了has, 只保留了过去分词。你要按照现在完成时去理解。这就是并列的谓语。要学会阅读并列结构。
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